Merchant Accounts

Make it easy for customers to pay for your products and services: Accept credit cards! A Dream Whisper Hosting Merchant Account makes e-business simple. Increase sales, cut paperwork and reduce risk – our partners authorize credit card purchases, process them and deposit the proceeds into your account. It’s simple!

Overview

Increase sales! According to Visa International, of every $100.00 spent by consumers, nearly $40.00 is in a form other than cash or check. Plus, the average credit card purchase is considerably larger than cash. A Merchant Account is the quick, easy way for these customers to pay.
Get paid, fast! Make the move to credit card transactions and start receiving payment within 24-72 hours. And we’ll approve your U.S.-based application within a day.
Increase credibility! A merchant account means you’ve passed the approval process necessary to accept credit cards. Give your customers confidence – accept credit cards!
Cut paperwork! Why spend your valuable time processing checks? Instead, have proceeds from all your business’ transactions deposited directly into your banking account.
Reduce risk! Automate your transactions and take any hassle out of your sales. Visitors to your site want the convenience, flexibility and security that credit cards offer. They want to spend!

How it Works

Select a Standard, Specialty or International Merchant Account.
After purchase, log in to “My Account” using your Customer # or Login name and Password.
Access the “Merchant Accounts” area under “Other Stuff”.
Click on the application, complete the online application and provide requested documents directly to the merchant account provider/processor.
You will then be contacted by your merchant account provider/processor within 72 hours by email or phone; either for additional information or account approval.

Are there requirements to apply for a merchant account for a Web site?

The following requirements may have to be met to apply for a merchant account:

Your Web site must be published to the Internet (”live”).
DBA (”doing business as” or business name) must be on your Web site.
List your products and prices on your Web site.
Provide your return/refund policy on your Web site.
Provide your shipping methods on your Web site.
Provide your privacy policy on your Web site.
Provide your customer service contact phone number on your Web site.
Your shopping cart must be working and secure (but not yet processing orders).

What information do I need to apply for a merchant account?

You need the following information to apply for a merchant account:

The social security number, Driver’s License Number, and contact information of the principals of your business.
The Bank Account and Routing Numbers of the Checking Account used for your business.
Information about your business, including a Tax ID or social security number, and location information.

Please note that additional information may be required.

What happens after I fill out the Merchant Account paperwork?

After you complete the online application, your Merchant Account provider will contact you, either by phone or email, within 72 hours. The information you receive could be a request for additional information and/or a decision on your application.

Expected approval and deployment time for your Merchant Account:

Standard/U.S. Merchant Account: 5 Days
Specialty Merchant Account: 5 Days
International Merchant Account: 4 Weeks

Merchant Account Alternatives

PayPal*
QuickBooks*

*Works with Our Shopping Cart

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Merchant Accounts

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